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Escape Payout tracks every debt, loan, BNPL plan, and financial obligation you have. It calculates your net monthly position and shows you a personalized Relief Map — a timeline of when each obligation ends and when you'll reach financial freedom.

Unlike traditional budgeting apps that look backward, Escape Payout looks forward — telling you the exact date you'll be free.

1. Download the app — it's free on the App Store.
2. Create an account with your email.
3. Add your income sources, then your debts and obligations.
4. Watch your Relief Map appear instantly — it shows exactly when each debt ends.

Most people set up their full financial picture in under 10 minutes.

The Relief Map is the core of Escape Payout — a month-by-month timeline showing:

• When each debt and obligation ends
• How much cash flow you free up as each one drops off
• The exact month your net income becomes positive

It updates automatically every time you log a payment.

A Jamiya (also called a rotating savings group, tontine, or committee) is a group savings arrangement where members contribute regularly and each member receives the full pot in turn. Escape Payout lets you track your Jamiya contributions and scheduled payout date so it's included in your monthly planning.

No. Escape Payout never connects to your bank. You enter your balances and log transactions manually.

This is intentional — your banking credentials stay completely private. We never ask for them, and we never will.

Cancel anytime through your iPhone's Settings → Apple ID → Subscriptions → Escape Payout.

Your plan stays active until the end of the current billing period. You keep full access until then — no sudden cutoff.

Open the app, go to Settings → Upgrade, and tap "Restore Purchases."

Make sure you're signed in with the same Apple ID you used when you originally subscribed.

Yes. Your data is stored on encrypted servers and protected by HTTPS (TLS 1.2+). We never share your information with third parties for advertising.

Each user's data is completely isolated — no other user can see your accounts, debts, or transactions. See our Privacy Policy for full details.

Yes. Your data is stored on our servers, not your device. Log back in with the same email and password — all your data will be there exactly as you left it.

Escape Payout supports any currency. You set your preferred currency when you sign up, and it's used consistently across all your accounts and reports. You can change it anytime in Settings.

The AI Money Coach is a Max plan feature powered by Anthropic's Claude. You can ask it anything about your finances and get personalized answers based on your actual numbers — not generic advice.

You get up to 100 conversations per month. Your financial data is sent to Anthropic only to generate your response, and they do not use it to train their models.

Finance Courses are structured learning paths built into the app — available from Settings → "Develop Your Personal Finance."

The 10 courses cover everything from money mindset and budgeting basics to investing and building wealth, inspired by books like Rich Dad Poor Dad.

Each course includes interactive quizzes and real-world actions. Free users get 3 courses, Pro users get 7, and Max users get all 10.